Local Roofing Contractors
Welcome Rapid Roof Repairs. We are a locally owned, licensed and insured roofing professionals dedicated to providing residents with quality work at an affordable price. We specialize in handling all of your roof repair needs.
We provide McKinney area residents with free estimates, and emergency roof repair services. If you are on a budget, we provide quality roof repairs at an affordable price. You can also visit this website to check for local Hailstorms.
Our Rapid Roof Repair services include:
- Residential and Commercial Repairs
- Residential and Commercial Replacements
- Experienced Roofing Contractors
- 24 hour/7 day a week emergency roof repairs
- Metal Roof Repair
- Roof leak repair
- Roof shingle repair
- Roof seasonal maintenance
- Complete roof replacement: Metal, Composition, Tile, Flat, Slate
- Skylight repair and installation
A Repair & Replacement Roofing Company
Selecting the right company to work on your home is a big decision. You want to be sure that the company can do the work proposed, will take care of your home in the process, and will maintain an adequate level of attention to your project. Here is a 10 point check list for for you to consider:
- Get additional estimates if you feel that you are not completely comfortable with a proposed project.
- Make your selection based on value versus cost. Saving a few hundred dollars to inadequately treat the problem will be more expensive in the long run.
- Is the contractor licensed and registered?
- Does the contractor have appropriate insurance to do business and to protect your interests.
- Do you have a detailed proposal and scope of work? Be sure that the specifications of the equipment being proposed are outlined in detail.
- What is covered by the manufacturer’s warranty? What is covered by the contractor?
- Make sure that the Roofing contractor will obtain all necessary permits and project inspections.
- Verify the contractors references.
- Make sure you have an understanding of the time table and projected completion date.
- Do you know who your point of contact will be for the work?
Call us today!
Rapid Roof Repair will be happy to answer any of your questions!
Our Service Areas: Plano , Frisco , McKinney , Dallas and Richardson
Hail, wind and storm damage are considered an insurance loss on your homeowner’s policy. Most insurance companies will pay the entire cost, less your deductible, for replacing the roof if it is damaged. The claim is also considered a natural disaster and does not count against you for future rate increases. Rapid Roof Repair specializes in accident and weather related damage repair and replacement; including exterior roofing, gutters, siding, widows; and interior painting, sheetrock, ceiling texture, flooring, and carpet cleaning. We will help you deal with your insurance company and meet with your insurance adjuster if requested. Our involvement prevents you from getting stuck with a settlement that won’t cover your costs, or even worse, getting denied. With Rapid Roof Replacement you pay no out-of-pocket expense other than your insurance deductible. We agree to accept what your insurance company will pay for the claim, including your deductible, and ensure the highest quality repair or replacement. You may also benefit from upgrades that we typically offer as signing incentives, such as upgrading the customer from 3-tab shingles to architectural shingles at no additional charge. Our company is also the most credentialed roofing contractors, and our employees are trained to the highest standards.
- First, we ask that you provide us with a copy of your insurance adjusters summary report so we can review the scope of work and check all measurements to ensure all damage is fairly evaluated and reported accurately
- Second, we match our contract to the work specified in the insurance adjusters summary report, including any supplements that may need to be added if the insurance adjuster missed something.
- Third, we fax the signed contract to the insurance company.
- Fourth, if there is a mortgage on the home, the mortgage company’s name will most likely be on the check along with yours. Most likely there will be several forms to be filled out and notarized.
Insurance Claims – FAQ
- How do I know if I hail damage? My roof isn’t leaking.
If a hailstorm, most hail that hits your roof and house may be too small to cause any damage. However, a percentage of the hail may be large or irregularly shaped, which can cause severe damage that may not be readily apparent and may not start to leaking for some time. It’s best to have your roof inspected by a state licensed roofing contractor to determine if you need to file an insurance claim and have an insurance adjuster assess the total amount of damage incurred.
- The insurance company withheld depreciation on my roof. Will I get that money?
Yes. Most all home owners policies cover full replacement value. The first check the insurance company gives you is the Actual Value (AV); what the roof is worth today with it’s useful remaining life. The money that was withheld is call the depreciation, or technically, the Replacement Value (RV) and will be paid to you when the work is completed or most times upon the submission of a signed contract with a licensed contractor for the work specified in the insurance adjusters summary report.
- Why did the insurance company withhold depreciation?
There are two reasons that the insurance companies hold some money back. The first reason is to make sure that you get the work done. Past experience has shown them that, if they give the customer all the money up front, many people end up spending it on something else. The second reason is that they wish to make sure that you pay your full deductible. The insurance companies reason that, if you are given all the money to begin with, many people would naturally try to find a contractor who would perform the job for the dollar amount in hand. By holding a retainage amount, they can adjust the amount of the final payout based on the roofing contractor’s invoice, thus assuring that the customer does pay the deductible.
- How can I avoid paying the deductible?
Legally, you can’t. Of course, a roofer in collusion with a homeowner can submit falsified invoices. However, doing so is insurance fraud. Please don’t ask us to do this.
- On my paperwork, it looks like my insurance company has already deducted my deductible from the check they sent me?
When most people look at their insurance paperwork they are confused, because they think the insurance company deducted their deductible from the money the insurance company has sent them. However, the deductible is the amount that the homeowner is responsible for paying directly to the contractor. The insurance company subtracts the home owners deductible amount on the paperwork from the total amount the insurance company allows for the claim, since the homeowner will pay their deductible directly to the contractor. The balance after subtracting what the homeowner will pay directly to the contractor as a deductible, is the total amount the insurance company will actually pay for the claim.
- The insurance is only paying for part of my roof, and my neighbor’s insurance company paid for their entire roof; why is my insurance company only paying for part of my roof?
No two houses receive the same amount of damage in a storm. Your neighbor may have sustained extensive damage, and you may have received none. The insurance company will only pay for the actual damages incurred. If the entire roof was not damaged, unfortunately the insurance company cannot pay for the whole roof. However, if is it border line, it always helps to have your roofing contractor inspect the roof with your insurance adjuster to accurately assess all damage to the roof. Sometimes insurance adjusters may not be able to see all the damage if they’re not able to walk on a step roof and photograph certain areas. Rapid Roof Repair ensures a helpful presence to look out for your best interest and assist the insurance adjuster if needed with damage assessment, photographs, and measurements.
- Should I get several estimates?
It is always prudent to get more than one estimate. However, when insurance is paying for the work, the dollar amount of the estimate is not very important as long as it is equal to or less than the insurance company estimate. In all such cases, with Rapid Roof Repair, you will only be paying your deductible, so your cost with us will be what the insurance company pays, plus your deductible. Therefore, your decision should be based on going with the contractor that you feel most comfortable with and whom you feel will perform the best job.
- What if your estimate is greater than the insurance company’s estimate?
Usually this is because of something the insurance adjuster missed in the scope of work to be completed. We can almost always work something out with the insurance company. We will submit what is called a “supplement” with documentation in the form of pictures, measurements and paperwork. The insurance company will review the supplement and upon approval, send a check for the additional monies needed to make the repairs.